Social Security’s Silly Cost of Living Increase

Social Security payments will rise 1.7% in 2015, CNNMoney reports: http://tinyurl.com/n7sppjr   Of course, this tiny increase will hardly cover the increasing costs for medical!! This recent article reminds us that we ought to view Social Security as only one form of a retirement income stream in your overall planning. How many citizens and SS recipients […]

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Are you “Sitting Too Long” and wasting your workout??

Check this out. It’s true and you can save yourself a lot of pain in your legs, back, neck, shoulders…you get the idea.  Good reminder, folks! http://tinyurl.com/o2krgop Aloha!

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Obamacare alternative?

If you aren’t already aware, the Patient Protection and Affordable Care Act (aka obamacare) is rolling out its massive “takeover” of healthcare this October. Beginning tax year 2014, you will pay a $695 penalty if you do not have approved health insurance.  Company or Employer group plans are bracing for 100 -400% rate increases. Note: […]

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Bank Levy “Did You Know?”

As the global economy continues to enfold, we have more insight to our possible future by observing the latest development in Cypress. Passed in the cover of darkness (aka on a weekend, holiday schedule), Cypress banks’ customers awoke to find that their cash was invaded, and restrictions applied to all withdrawals. Well folks, I encourage […]

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A Little Wisdom to share…

“Don’t use words too big for the subject. Don’t say “infinitely” when you mean “very”; otherwise you’ll have no word left when you want to talk about something really infinite.”—C.S. Lewis Making some observations of the market, and wondering if it’s “very” high, moving “infinitely” higher, and trying to guess what’s driving these moves.  There […]

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Which “Diversified Investor” are you?

How many times have you heard that the best way to invest your money is to diversify? So what exactly does that mean to you? Having many years of experience as a Registered Rep with various broker dealers, I know that my peers are trained to “sell” asset allocation portfolios to help their clients diversify. […]

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Is Too Big To Fail now “What’s in your wallet?”

Well, most of the folks I know don’t have time to keep up with the fast lane of high finances, but I had to stand up and take notice when I received an email informing me that Capital One would now be taking over my Kohl’s Credit Card! It was bad enough that they acquired […]

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Good ‘ole ssa.gov and other Federal Agencies

If you’re like me, it occurs to you every once in a while that you might like to know what your Social Security Retirement Benefit might be, in case the govt. (I researched to verify that SSA is an Independent Agency under the Executive Branch) doesn’t really blow it up??! Well, for those who haven’t […]

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Online Banking caution

Today’s widespread use of online banking creates huge opportunity for the devious, tech-savvy criminals to perpetrate their theft schemes. Imagine if these people used their talents for good instead of evil??  Unfortunately, we are often unaware of the malicious activity that goes on “inside” our computers. This article comes from F-Secure, provider of my internet […]

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Will you be prepared for the consequences of printed $USD??

As we’re inundated with the latest political folly, our nation continues towards the impending outcome of ongoing spending & debt amassing. Think Greece can’t happen here? What will your situation be like if it does? Plan for the worst, hope for the best, but don’t bury your head in the sand. Perhaps keeping a close eye […]

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